When Every Action has a Purpose
Each week the HIS Capital team meets to collaborate on the week ahead, realign our collective focus while receiving a generous dose of inspiration & motivation in the process. In a recent Monday session hosted by our principals Rick Melero and Luis Roque the team was presented with the opportunity to impact a great many […]
How to Invest in US Real Estate with Little Money
Introduction This post is taken from a discussion between Jos Aguiar of ACA Family Office Consultants and our founder Rick Melero To recap for those that are visiting our website for the first time we are real estate development, investment and private money lending organisation that focusses predominantly on North American property markets. What […]
Builders Mitigate Risk
Home builders have been ramping up their land holdings and doing so in a way that protects them in the event of a downturn. This is exactly what we suggest in the High Risk, High Reward part of the housing cycle. Here are some stats on de-risking their growth: Massive land investment Public home builder […]
Book Review: Money Magic – An Economist’s Secrets to More Money, Less Risk, and a Better Life
There’s an old saying that if all the economists were laid one end of the world to the other, they would never reach a conclusion. More often than not that does seem to be the case, however, if you’re going to read a book on finance this year, author and economist Lawrence Kotlikoff put together […]
Over $50bn in Capital is flooding SFR and BFR sectors
Worldwide bond yields are at historic lows, and investors need yield. Inflation is on the rise, and most investors view rental homes as an inflation hedge. Record high rent growth (see chart below) is supported by high occupancy rates. Renters have demonstrated that they are willing to pay a premium to rent in a new […]
Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success
Financial and leading retirement experts such as Ed Slott, believe the latest publication from Wade Pfau is the most comprehensive and well-written personal financial guide ever published. And should be on the shelves of every financial planner & individual serious about their financial planning. 450 pages of specific detailed information unseen in any singular publication […]
Adding Your Child To The Deed. What Could Possibly Go Wrong?
This is a question we get asked regularly so we turned to our friends Ilyce R. Glink and Samuel J. Tamkin at bestmoneymoves.com to share their thoughts. Ilyce is author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide […]
Roth IRAs vs. Roth 401(k)s. What’s the difference?
Roth IRAs and Roth 401(k) plans are both great ways to invest for retirement, each conferring significant tax advantages. But don’t make the mistake of mentally equating them. They differ, and it’s important to understand how. Recently, Ed Slott and Co. published a useful discussion of the differences on the company website (www.irahelp.com). Here are […]
Road To The Next Level
Those who aspire to succeed in their craft/profession as well as life use the holidays to CHART A COURSE for the coming year. Here are SIX QUESTIONS to ask yourself: Are your GOALS, PROCESSES, & HABITS specific & aligned with each other? Do you have the KNOWLEDGE & RESOURCES you need to propel yourself forward? […]
RMD CHANGES FOR 2022
In his American Families Plan, Biden called for $80 billion to boost resources at the IRS to ensure wealthy Americans and corporations pay the taxes they owe. The goal would be to use some of the revenue raised to help pay for programs like universal Pre-K, free community college and paid family leave. And so, […]
