Has The 2017 Tax Overhaul Law Affected Real Estate?

A recent report from the New York Federal Reserve sheds light on the question: Has the massive tax overhaul adopted by Congress in late 2017 had any effect on whether consumers want to buy or sell homes? It’s an important issue because federal tax laws can make owning a home much less costly or far […]

What Are UBIT and UDFI Taxes Associated with Self-Directed IRAs?

Last week we covered UBIT, today we’ll cover UDFI.   This is unrelated debt financed income. OK, what the heck does that mean?  Like everything else when it comes to the Tax code and the IRS, the definition is often complicated. Basically, it’s when you make money on leveraged debt in a retirement account. So, if […]

Goal Setting

The Goal Setting Process “The fact is that you can’t hit a target that you can’t see. If you don’t know where you’re going, you will probably end up somewhere else. You have to have goals.” – Zig Ziglar   Most people understand that setting goals are important for making progress; however, the overwhelming majority […]

Book Review: 6 Practical Steps to Turning Desire into Wealth

Reading is to the mind what exercise is to the body. And as such, we make it part of our daily habits to nourish our minds not only with YouTube videos and Ted Talks, but with books from a variety of sources on a variety of topics.  For some of you time challenged folks we’ve […]

Deciphering UBIT and UDFI

Since the launch of our Fund 3 in December 2020, we’ve received a lot of questions about a couple of weird acronyms that can be bit of a nuisance. UBIT (Unrelated Business Income Tax”) and UDFI (Unrelated Debt-Financed Income Tax) are two taxes that can apply to your retirement account. Now, it’s not the end […]

Tax Time

Taxes are on everyone’s mind almost 24-7 since they influence our daily lives and as the filing deadline nears, we’d like to provide a little assistance to hep you keep more of what you’ve earned. After-all we must remember the IRS motto:  We have what it takes to take what you have 😊 The Following […]

SEC Adopts Best Interest Rule. But Will It Help?

Did SEC commissioners make it easier or harder on investors?   When we last checked in on the SEC, they were seeking to toughen rules regarding the regulation of broker-dealers.  The talk was that it was high time we held broker-dealers to a fiduciary standard and require them to put the investors best interests at the […]

Stock Market Volatility? Don’t Worry, It Will All Work Out…

As I write this brief piece, the Stock Market, represented by the Dow Jones index has plunged over 1300 points from record heights.  While this represents about a 5% decline, it seems like a volatile way to prepare for retirement.  Meanwhile, stock pundits are encouraging calm – as the losses only represents half of the […]

American Dream of Ukrainian Girl

Yaryna Balabanyk serves as an intern with HIS Capital Group operating from her home in Ukraine. We asked her to share her thoughts about her first trip to the U.S. which as it turns out was her first trip outside her country. Once upon a time, I had a big dream. Furthermore, I’ve made a […]

Nothing New Under The Sun

Filling the suitcase, readying for an escape out of Chicago to melt off the harsh winter, and notification alerts pop up on my cell, and laptop. Try as I might to stay present in the joy of getting out of town, the pings keep coming and I succumb yet again to Pavlov’s theory. I knew […]